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Fees and limits

Home > Fees  

The following fees and limits apply:


General Fees
Card pack fee £9.99
Monthly fee per card £1.00
Point of Sale purchase fee – UK £0.20
Point of Sale purchase fee – International £0.50
ATM cash withdrawal (UK) £2.00 *
ATM cash withdrawal (Overseas) £3.00 *
Foreign currency transaction fee 1%

* Some ATM providers may charge an additional fee and should advise you before you confirm the transaction. International banks or providers’ ATMs may charge differently.



Online & Customer Service Related Fees
Online balance enquiry of previous day Free
Online transaction history enquiry Free
Online Customer Service enquiry via email Free
Customer Service telephone/voicemail menu enquiries Check with your telephone provider
Real-time online balance enquiry £0.20


Cancellation & Refunds
Cancellation fee (within 14 days of application) Free
Refund fee £10
Administration fee £10
Revoked transaction fee £5
Inactive account fee £2 per month after 12 months inactivity


Load Network Fees
Top-up fee via Payzone **
£20/£30/£40/£50 : £1.00
£75/£100 : £1.50
£150/£200 : £2.00
£250/£300 : £2.50
Top-up fee via epay **
£20/£30/£40/£50 : £1.00
£75/£100 : £1.50
£150/£200 : £2.00
£250/£300 : £2.50

** For Payzone loads, the fee will be deducted from your total load value. If you pay the retailer £100 then £98.50 will be applied to your card balance.

** For epay loads you will be asked for the load fee separately and must pay it directly to the retailer.



Load and Limits
Minimum/Maximum Load (Through high street shops) £20/£300
Max annual card load for unregistered users £500
Maximum daily use of card £1000
Maximum daily ATM withdrawal £250
Expiry 12 months (see pack for expiry date)


SMS Fees
Real-time SMS balance enquiry £0.20
Previous day’s SMS balance enquiry Free
SMS package £2 per month



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